Wellness Articles
    

Articles in Home | Financial Wellness



  • How to overcome your financial hurdles  By : Louis Meyer
    The mortgage crisis and the subsequent global financial meltdown has left a deep impact on the US and global economy. Jobs are being lost in millions and all kinds of financial distress calls are being sounded. To top it all now the $50bn fraud by Bernard Madoff. So the big question is how to get out of this financial strangle if you are caught in one. The best way to approach bad credit repair is to get a copy of your credit report and scrutinize it closely. This will help to understand which e
  • Debt Consolidation Options  By : Robert Thomson
    Debt consolidation is the act of combining multiple and various loans into one loan.
  • Home Equity Investments  By : Robert Thomson
    Home equity stands for the capital of the house, and it is the over all price of a house.
  • Credit Bureau Reporting, a Bonus of Easy Approval Cards  By : Derek Lenehan
    Easy Approval credit cards are easier to get but dig deeper into your wallet. The upside is that you may not need them for long.
  • There Is a 'Science' to Getting Rich  By : Carol Robinson
    The Science of Getting RIch and the Law of Attraction have drawn much attention of the past year. To understand this law and how to apply it, is the most important lesson you can learn for personal growth in all areas of your life.
  • How to Know What Your Home is Worth  By : Texas Home Appraiser
    When it is time to list your house there are many different approaches in which you may go about to be sure you get the amount you want. You can do it by yourself, ask a real estate agent, or get the residence evaluated. The best and most proper approximation of a home�s worth is achieved through an independent appraiser. An appraiser examine the house top to bottom and inside and out considering several different things. He will consider closeness to businesses, view, how old the property is, and number of rooms and bathrooms, just to list a few. Following the field inspection of the home, the appraiser will devise a analysis. In this report he will contrast your residence to at least 3 other houses which have been recently sold. The houses used for comparison are very similar in size and location to your property. The appraiser will adjust the value of your house based on its similarities and differences in relation to the comparable homes. Don�t forget that many things you might think add value to the home may not at all. One such example of such an item is above ground swimming pools because they are viewed as personal property and can be removed at any time. On the flip side an in ground pool will likely raise value along with basements and central air conditioning systems. Because this is a very extensive process, the typical fee for an appraisal is somewhere in the $350 range. Some appraisers will estimate prices over the phone still others may not because it can be difficult to quote a price without first visualizing. Getting an appraisal is a smart way to go; however it is highly suggested that the homeowner do his or her own research. Try to educate yourself on the current market and experience a few open houses to make your own comparisons. In particular you might need to focus on is the market itself. Is it a good time to sell? Or are properties in the subdivision selling for less than their value? So, before you make the decision to sell, watch the market for some time and see if you notice any trends. If you are set on getting an agent be sure to schedule a meeting with more than one to be sure you are getting the right price. If you decide to get an appraisal and then go to one agent they may say you are asking too much, while another agent might be of the same mind as you. But make certain that you are asking a reasonable price for your home. Overpriced houses do not sell! What you should have gotten from this article: When the time comes to sell your house, be sure to do your research! If you are going to do it yourself, be sure its a good time to sell and get an appraiser. If you would like to go with a real estate agent, meet with a few until you get one you can trust. These are some very simple steps you should go through to be certain that you get the right price for your house.
  • What You Need To Know About Finances and Divorce  By : Faye B. Roberts
    A divorce process is one of the most stressful, overwhelming experiences you will face in your lifetime. It's hard enough dealing with the present without deciding your financial future by choosing one property settlement over another, but you must be practical.
  • Long Term Care Insurance: Why You Need It, Why People Avoid It And A Simple Way Out  By : Chimezirim Odimba
    If you've never had the "privilege" of nursing the sick elderly, you may not understand the importance of long term care insurance. If you've never been close to someone who needed custodial care for a protracted period, you may make light of this. But you shouldn't treat this lightly. You need long term care insurance...
  • Life and Health Insurance -- Helping Yourself Get Lower premiums  By : Chimezirim Odimba
    There are things about your life and health insurance premium you can't change. Leave them that way because you can't do anything about them. However, there are a lot of things you can do to lower your premium. Here they are...
  • Do You Need a Wedding Loan?  By : Jim Ecklund
    Weddings are expensive, does a wedding loan make sense for you?
  • Debt Management When You're Married  By : Stephanie Foster
    Getting married adds complications to managing your finances, especially when debts are involved.
  • Getting Married? Get Your Finances Together!  By : Sarathy sadagopan
    Asians give importance to marriage. But marriage means a huge expense to them as well. This article explains on how to escape from marriage expenses through proper planning
  • The Money Numbers - Part 2  By : Abhishek Lodha
    If you think that your lucky number is your lucky number, then I am sorry to say you will be very badly mistaken. Because, Money Number is something which is completely different from a your lucky number. The Money Number reveals the planetary vibrations associated with the individual gives an overall indication regarding the general financial fortunes of the native.
  • The Money Numbers - Part 1  By : Abhishek Lodha
    Money number is something which is completely different from a native's lucky number. For the purpose of obtaining money number the native's whole name inclusive of his forename and the Christian name must be taken into account. Once the number is obtained, the planetary vibrations associated with the individual gives an overall indication regarding the general financial fortunes of the native.
  • The Money Numbers - Part 4  By : Abhishek Lodha
    Money number is something which is completely different from a native's lucky number. For the purpose of obtaining money number the native's whole name inclusive of his forename and the Christian name must be taken into account. Once the number is obtained, the planetary vibrations associated with the gives an overall indication regarding the general financial fortunes of the native.
  • The Money Numbers - Part 5  By : Abhishek Lodha
    Money number is something which is completely different from a native's lucky number. For the purpose of obtaining money number the native's whole name inclusive of his forename and the Christian name must be taken into account. Once the number is obtained, the planetary vibrations associated with the gives an overall indication regarding the general financial fortunes of the native.
  • The Money Numbers - Part 3  By : Abhishek Lodha
    Money number is something which is completely different from a native's lucky number. For the purpose of obtaining money number the native's whole name inclusive of his forename and the Christian name must be taken into account. Once the number is obtained, the planetary vibrations associated with the gives an overall indication regarding the general financial fortunes of the native.
  • Real Contribution - Make Money Doing What You Love  By : Enoch Tan
    In this world, there are two categories of people who make money in society. One is the contributors and the other is the resellers. The contributors are the ones who create real value for society while the resellers are the ones who make use of the value created by the contributors to profit from.
  • A Recipe for Healthy Finances and a Healthy Church  By : Sandra Hughes
    God's way of financing His kingdom on the earth is through tithing - the giving of the first tenth of your increase and income. This ten percent is to be given to the Storehouse - the place where you are fed spiritually.
  • #1 Secret For Getting Out Of Debt That Nobody Talks About  By : Elisha Goodman
    Article starts you on a spiritual journey from debt into abundance - Part 1.
  • Health Savings Accounts Are Creating Innovative Medical Services  By : Wiley Long
    The new world of consumer-driven healthcare is opening up many opportunities for people to save money on their medical expenses. As more people carry high deductible plans in conjunction with health savings accounts, medical providers are beginning to compete for that business in a variety of innovative ways. One way many people are saving money on doctor visits is through telephone consultations.
  • Credit Repair For Yourself  By : Martin Sumner
    There are thousands of websites offering their services in repairing a bad credit rating. Unfortunately however, there's no magic bullet solution, but that doesn't mean there's nothing you can do to improve the situation.
  • Seminars are the most effective way of being educated in real estate.  By : mike praado
    With the time Tax foreclosures made a huge progress and attract a enchant number of investor toward because of the smart revenue. Majority of the seminars are directed by nationally acclaimed real estate experts who have successfully made money investing in real estate. They educate attendees on techniques, methods and strategies which can be used to create a wining transaction.
  • Tax foreclosures property investment could be a nightmare investment  By : mike praado
    Tax foreclosure property procedures are different in every state. Many states follow an easy and simple tax foreclosure, in the United States; there are two sorts of property foreclosure in most common law states. The schedules for auctions of the tax foreclosures properties can be obtain by approaching the office of the Clerk of the District of the area in which the mortgager owns the property.
  • Spotting tax foreclosure property in USA  By : mike praado
    When owners do not pay property taxes, the taxing entity has a legal right put a tax lien on the property in the amount of the past due taxes plus any interest and penalties. So it�s very important to have correct and up to date information about the auction which is going to be happening in your place surround. Most of the time investors missed the golden opportunity where they could scored heavily. Always keep a close eye on the day to day affairs of your town who know some where you might rec
  • Foreclosure business with its incredible outcome  By : mike praado
    Foreclosure is a legal proceeding by which the county enforces payment of real property taxes. Beside all this there is lot more things associated with the foreclosure field; one of the most momentous is the foreclosure business. Because of its enchanting output profit it got a huge attraction; only got to know the property values in an area where you are going to invest.
  • Must known facts about tax liens.  By : mike praado
    In most jurisdictions, when a property owner is late on paying real property taxes, the county or municipality will issue a tax lien on that person's property, and after certain stages it property bring up for the auction as a tax lien certificate.
  • How To Become An "Enlightened" Millionaire - In A Nutshell  By : Anisa Aven
    Is it true that because we are pure potentiality, anything is possible?
  • Suriviving And Planning For Retirement  By : John Pawlett
    The financial security umbrella that most wage earners would like to shelter under after retirement is now leaking very badly indeed!
  • The Secret to Wealth: It's All In Your Head  By : Rubeen Miller
    The secret to creating wealth in your life rests upon your understanding and application of the law of attraction.
  • Do I Have to Tithe in Order to Receive Financial Success?  By : Anisa Aven
    At times I do enjoy giving but do I have to in order to receive financial success, and security? Or, if I don't believe I have to, can that be true for me?
  • Personal Loans : Is Early Repayment a Good Use for Spare Cash?  By : Nicholas Hunt
    Paying off debt is always a good idea as you'll be reducing the amount of interest you'll be charged. However, there are times when you need to be careful about making early repayments, or they might cost more than you expect.
  • Do You Have Financial Phobia?  By : Nicholas Hunt
    More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it?
  • When Not To Use A Credit Card  By : Michael D. Strauss
    Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.
  • Face Up to Your Debts, They Won't Go Away  By : Nicholas Hunt
    Having debt problems is a stressful and sometimes scary experience, and it's tempting to ignore the situation. Facing up to your debts is the first step to getting back on an even keel.
  • Payday Loans : For and Against  By : Nicholas Hunt
    Payday loans are a relatively new service for UK residents, and with all the controversy surrounding them it's a good idea to know what you're getting into before you apply. This article sheds some light on the subject.
  • Five Reasons to Consider a Remortgage  By : Nicholas Hunt
    Is your mortgage deal the best it could be? A remortgage could seriously improve your finances if done properly, and here are some of the reasons you might consider it.
  • Getting a Credit Card with a Bad Credit Rating  By : Nicholas Hunt
    Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card?
  • Which Kind Of Credit Card Should I Choose?  By : Michael D. Strauss
    There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need.
  • Debt Consolidation or Debt Management?  By : Martin Sumner
    Both debt consolidation and debt management are widely advertised as solutions to debt problems. What's the difference between them, and which one is right for you?
  • Simple Steps to Prevent Credit Card Fraud  By : Michael D. Strauss
    Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you.
  • Ten Ways to Fight Identity Theft  By : Nicholas Hunt
    Identity theft is one of the fastest growing crimes and affects as many as 10% of us. Here are ten simple ways to avoid being a victim.
  • 20 Documents To Keep In A Safe  By : Jan Hayner
    Some thing that we put off because we all think that we have plenty of time; is making sure that our family can find our documents we seem to forget that the unforeseen can happen.
  • How To Make Debt Consolidation and Debt Services Work  By : Gabe Killian
    Simply going is not enough. See how to supplement a debt agencies program to help you with your personal debt relief.
  • Christian Debt Consolidation - How is it different?  By : Gabe Killian
    Answers to why and how is Christian Debt Consolidation different than standard debt consolidation and debt management practices. Information on how one may be able to benefit from such a practice.
  • Losing the Fat that Lurks Within  By : Di Roberts
    Successful weight loss isn't just about pounds right? Just look in the mirror and try on or imagine yourself in a bikini or a Speedo. Nice picture? If there's a pronounced belly effect in this image, you're probably carrying too much visceral fat. That's fat we really want to lose.
  • The 5 Golden Rules Of Staying Injury-Free In The Gym  By : Sean Nalewanyj
    Teaches 5 basic steps to remain injury free when training with weights so that 100% effort can be put into building muscle size and strength.
  • The Myth of Middle Aged Spread  By : ian Williamson
    As we get older and our lifestyles change, so do many peoples waistlines. Why? Is it that, middle aged spread is unavoidable or does it really even exist.
  • Assessing Physical Damage and Accepting the Importance of Exercise - Part 1  By : Dwayne Garrett
    Do you think of your body the way you think of your car? When a few lucky individuals acquire a sports car that boasts of the best automotive engineering available today, watch them read the maintenance manuals religiously.
  • Lose Belly Fat: 4 Tips That Work  By : Jamie Clark
    Learn 4 effective ways to lose belly fat naturally.
  • Retirement Investment Ideas - How To Get The Biggest Payoff  By : John Morris
    You have done your share. Now, it is almost your turn to shine and feel relaxed after so many years of toiling and sowing greener fields just to earn a living...
  • Your Secret Wealth Creation Strategy - OPT?  By : Bob Kish
    There is a secret wealth building and creation strategy that goes beyond simple prosperity affirmations or just creating a wealth consciousness. What is it? OPT...
  • An Argument About Money May Really Be About Something Else  By : Laurie Weiss
    Almost everything you do is done for a reason, but sometimes you have to look below the surface to discover the really important hidden reason for your behavior.

    Jim was collecting evidence to support his arguments, instead of looking at what was relly bothering him.
  • How To Have A Perfect Workout Every Time  By : Shawn LeBrun
    If you want your workouts to be the best they can be, each time you step foot in the gym, then this article by personal trainer Shawn LeBrun is for you. Learn how you can have an intense, perfect training session when you hit the gym.
  • Prenuptial Agreements: Protect Your Family Business  By : Hannibal Whitestone
    Imagine this scenario. You have worked very hard to build up a small business for yourself. You are your own boss and your business is running quite successfully. The only thing missing from your life is someone to share it with. You finally meet that special someone and choose to get married. But before you make that step, you start to wonder about this life you have built for yourself. Does she really love me? What can you do to make sure that you don't lose everything you have worked so hard for?
  • A Financial "To Do" List for Engaged Couples  By : Nathan Dawson
    Engagement can be a hectic and overwhelming time for all parties involved. However, by setting a wedding budget and by creating a long-term money-management plan, you can ensure that you will start off on the right foot. Follow these steps for a good marriage preparation:
  • Fess Up! Are you a Spender or a Saver?  By : Nathan Dawson
    If you are in the middle of marriage preparations, you may want to consider talking about your financial plan before officially tying the knot. For example, if one of you has sizable assets, you may want to consider consulting a marriage lawyer to draft a prenuptial agreement for the both of you to sign.
  • Managing your Finances Once Married  By : Nathan Dawson
    Below is a list of 4 easy steps to take when determining your financial future.
  • True Wealth Will Make You Happy But It Must Be "True"  By : Abbas Abedi
    If a genie suddenly appears and grants you one wish, what will that wish be? Be careful, you might get what you want... so be clear on what you want.
  • Should I Discuss Finances Before Marriage?  By : Nocita Carter
    Provides information on questions to ask your future spouse about their fiances prior to marriage.
  • NAD Coins: The Eight Best Reasons to Invest  By : Desiree Schoeman
    It's not enough to invest your money in Funds and gold coins only. You have to invest, but you have to do it wisely. The wise businesman knows that his best investment is in his own, his family's and his business' health. NAD Coins can deliver unique benefits to such investors looking for superior value and performance. Here, Nutrimalaika provides key benefits of active investing.
  • Painless Tips For Retirement Savings  By : Lee Dobbins
    Learn about a few things you can do for retirement saving sthat can add up over the years.
  • How To Ask The Right Questions To Get The Deal  By : alvin donovan
    The most successful people in the world ask the right questions. You can too.
  • Shared Finances Can Lead to a Happy Marriage  By : ian Williamson
    Contrary to popular belief, love of money is not the root of all evil, lack of money is. This issue is a major concern of most married couples today.
  • I Have To Prove Everything I Own  By : Jan Hayner
    This happens when you get a loan, file and insurance claim, go to court for numerous reasons and at retirement or going into a nursing home. This is a way to priove everything; all of your papers are in order, a home inventory, financial papers etc.
  • Money Management with a New Spouse  By : Nathan Dawson
    When a person marries someone with children, there can be some unexpected implications. Marrying into a full-fledged family can be a difficult transition for all, emotionally and financially; therefore, having a money management plan is a necessary part of marriage preparation.
  • Bad Credit Does Not Mean You Are A Bad Person  By : Nathan Dawson
    Have you recently applied for a loan only to hear the dreaded word denied? This type of situation is one that can be devastating. It doesnt mean you are irresponsible or shirk your bills. Regardless of the stigma attached to a low credit rating, there are probably logical reasons for your less than flawless credit. Still, the damage has been done. Now its time to fix it. If you follow some simple credit repair tips, you could be on your way to mending your credit.
  • Is There A Way Out Of Your Debt Problems?  By : Nathan Dawson
    Do you have multiple debts? Do you have just one large debt which you could afford, but your circumstances have since changed? Are you finding it harder each month to meet the payments on your debts?
  • Bankruptcy - All About Chapter 7 Bankruptcy  By : Nathan Dawson
    The most common type of Bankruptcy that is filed for is Chapter 7 Bankruptcy. This is a liquidation bankruptcy rather than a reorganization bankruptcy. This means that assets will be sold to clear the debt or debts.
  • Balance Transfers  By : Nathan Dawson
    Credit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then moves to one card.
  • Becoming One Financially  By : Nathan Dawson
    When we think of marriage, most of us like to be romantic about it. Marriage brings images of engagement rings and a big white triple-layer cake. Nobody wants to talk about money management, prenuptials and other financial matters.
  • Mortgage Refinance: 4 Ways To Know Its Time to Refinance Your House.  By : Nathan Dawson
    You may want to refinance your home for several reasons.
  • Prenuptial Agreements: Protecting Your Financial Security  By : Hannibal Whitestone
    With the responsibility of marriage comes the forethought to the marriage. No, I'm not talking about rings and wedding receptions, I'm talking about financial security for both the parties involved. If you are one of these forward thinking people who are entering into marriage only after having secured a good career with a solid income and a secure financial portfolio, then you need to consider the other securities about marriage, as well.
  • Buying your First Home  By : Nathan Dawson
    Buying your first home can be exciting but there is a lot to know. Buying a home will depend on real estate laws and customs where you are located but there are basic steps that every first homebuyer needs to accomplish.
  • Planning for Your Financial Future  By : Nathan Dawson
    Two heads are better than one, so sit down with your spouse and plan out your financial future together.
    Prioritize your bills.
  • Prenuptial Agreements: Not Just For The Super Rich  By : Hannibal Whitestone
    If you think prenuptial agreements are only for the super-rich, think again. Are you planning on making a success out of your life? Prenuptial agreements are for everyone, even the newly engaged 20-somethings who are embarking on their first marriage.
  • Debt Reduction, a Necessary Endeavour  By : Nathan Dawson
    Massive debt is something many Americans face. Debt reduction is now becoming more and more of a necessity. Even a low amount of debt can cost you a lot in the end and it can take a very long time to pay off.
  • Prenuptial Agreements to Protect the Family  By : Hannibal Whitestone
    Most everyone has heard of using a prenuptial agreement to protect personal assets. However, prenuptial agreements are not always about the two people getting married. Often, they are also about other important people in the lives of the engaged couple, as well.
  • Credit Card Debt Consolidation Help  By : Nathan Dawson
    Credit card debt consolidation is an option for those that find themselves with many monthly credit card payments to keep track of and payments that tie up a large portion of their available cash flow.
  • No Money Down Loans  By : Nathan Dawson
    You want to buy a home but you do not have money for a down payment or for closing costs? Well, just forget it. At least that is what you have probably been told by people who think they know what they are talking about, but simply do not.
  • Money and Marriage 101  By : Nathan Dawson
    It is good to get some solid financial-based marriage advice before taking the plunge. When considering money management just before and after marriage, there are some basic questions that you may want to ask.
  • Mortgage after Bankruptcy - Bankruptcy Discharged Yesterday? Purchase a Home Today!  By : Nathan Dawson
    So you have been through a bankruptcy and surely have been told to wait at least two years before applying for a home loan. Waiting two long years without any guarantee of being approved for a mortgage after bankruptcy can be disheartening. Fortunately, this advice no longer holds true.
  • Saving Money as a Newlywed Team  By : Nathan Dawson
    As a newly wed couple, you may not always agree on things; however, when it comes to financial survival, the both of you will need to put your heads together and make some decisions with regard to money management.
  • Are You Financially Prepared to Have a Baby?  By : Nathan Dawson
    Perhaps you are a newly married couple doing some family planning, or you may have just discovered that you have a little "surprise" coming your way. Whether you are barely trying to get the hang of marriage and money management, or if you're simply looking ahead to a future with a baby in it, a little financial planning will go a long way once your bundle of jubilation comes along.
  • Bringing Debts into a Marriage  By : Nathan Dawson
    Are you a credit card junkie? Credit card debt can often be a big, deep, dark secret for someone preparing for marriage.
  • Avoid Bankruptcy  By : Nathan Dawson
    The first but definitely not the easiest thought that comes to most people when they are neck-deep in debt is to file bankruptcy. Filing bankruptcy seems to be the last straw left in the deluge of unpaid bills and abusive creditor calls. The situation is somewhat like this. You buy whatever catches your fancy and you thank yourself you had the blessed credit cards. It's good as long as you are spending.
  • Opening a Bank Account Doesnt Have To Be Difficult  By : Nathan Dawson
    If you're a young person who has just begun to earn some money, it is very important that you know how to open a bank account. Once you do, you'll have taken the first step in a long-term process of financial independence and growth.
  • Making A Credit Card Work For You  By : Nathan Dawson
    A considerable obstacle standing between many Americans and the consumer goods they consider a necessary or desirable part of life is a ready way to pay for them. From a new piece of furniture to a car or even a house an age old problem stands in their way: MONEY or rather how to get hold of it.
  • How to Make a Budget  By : Nathan Dawson
    Starting out as a married couple often means going through some tight times. In this case, it may be a good idea to create a good budget that works. It is actually very simple to do, even simpler if you have a joint bank account.
  • Know Your Debt Consolidation Options  By : Nathan Dawson
    Nobody likes being in debt or the additional stress it adds to their life. Additionally, most individuals have some form of debt that is weighing heavily on them and they simply want to get rid of it.
  • Like it or Not, Finance Matters, a Lot  By : Nathan Dawson
    Finance. We hear that word thrown around quite a bit and used in phrases like in the world of high finance or financing options are available for those who qualify, but what does it really mean?
  • Credit Counseling Signs That You May Need Help  By : Nathan Dawson
    Credit counseling is a viable option for those who are feeling the stress of being overwhelmed by debt.
  • How Slimming Down Can Add More Cash in Your Wallets  By : Tracy Lee
    Did you know that your wealth can increase dramatically as your weight goes down? Find out how your weight and your wealth are related, and how you can use this to your advantage in your weight loss program!
  • Identity Theft: Dont Be A Victim!  By : Nathan Dawson
  • Lose Weight And Save Money  By : Tracie Johanson
    Many of us have the same reasons for wanting to exercise and lose weight.....look better, feel better, lower blood pressure, lower cholesterol, decreased risk of some cancers, lower risk of heart disease, etc. But did you know that making your waistline thinner will also make your wallet fatter?




Visit one of our WellnessArticles Shops
for a Great Selection of Products


Alternative Healing          Fitness & Exercise Chronic Conditions          Emotional Wellness Nutritional Products         Stress Management Family Wellness


Submission Guidelines | Contact Us | Link to Us| About Us

© 2006 Wellness Articles. All rights protected.
Use of our free service is protected by our Privacy Policy and Terms of Service

Installed & Customized by That Article Guy

Powered by Article Dashboard